LEGAL INFORMATION

Privacy Policy

Your privacy matters to us. Learn how VAM Associates collects, uses, and protects your information.

Last updated: September 2026

VAM Associates ("we", "our", "us") is a financial and real estate consulting firm based in Gwalior, Madhya Pradesh, India. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By accessing our website or engaging our services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website or services.

1. Information We Collect

We may collect the following types of information:

  • Personal Identification Information: Name, phone number, email address, postal address, and other details you provide through our enquiry forms.
  • Financial Information: Income details, loan requirements, property details, and other information relevant to processing your loan or property enquiry.
  • Technical Data: IP address, browser type, device information, and browsing behavior collected via cookies and similar technologies.
  • Communication Data: Records of your correspondence with us, including emails, WhatsApp messages, and phone calls.

2. How We Use Your Information

We use your information for the following purposes:

  • To respond to your enquiries and provide the services you request.
  • To connect you with relevant financial institutions, banks, or property owners as per your requirement.
  • To improve our website, services, and customer experience.
  • To send you updates, offers, or information that may be of interest to you (you may opt out at any time).
  • To comply with legal and regulatory requirements.

3. Sharing Your Information

We do not sell, trade, or rent your personal information to others. However, we may share your information with:

  • Banks, NBFCs, and financial institutions for the purpose of processing your loan application.
  • Property owners, builders, or real estate agents for property-related services.
  • Service providers who assist us in operating our website or conducting our business, subject to confidentiality agreements.
  • Government or legal authorities when required by law.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can choose to disable cookies through your browser settings, but this may affect certain features of the website.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies before providing any personal information.

7. Your Rights

You have the right to:

  • Access the personal information we hold about you.
  • Request correction or deletion of your personal information.
  • Opt out of receiving promotional communications.
  • Lodge a complaint with a relevant data protection authority.

To exercise any of these rights, please contact us using the details below.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us: